CUI · 35461023 · J08120/2016 · BRAȘOV
ELGAV INSURANCE AGENT DE ASIGURARE SRL
Str. BRÂNDUȘELOR, Nr. 5, Bl. 2, Sc. B, Ap. 14
Brașov, BRAȘOV, 500397
ANAF Live Status
Synced 18d agoSource: ANAF PlatitorTvaRest v9 (public API · no auth · daily sync). Covers VAT registration, cash-basis VAT, split-payment VAT, e-Factura enrollment, and fiscal inactivity.
People
1 representative- G🇷🇴Administrator
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Revenue · 2024
N/A
Net Profit · 2024
-5.4K RON
Employees · 2024
0
Equity · 2024
-3.7K RON
Registration
Contact
Tax Status
Address
Brașov
BRAȘOV
500397
Financial Health Score
Altman Z″ inputs · 2023
- WC / TA
- 0.95
- RE / TA
- 0.92
- EBIT / TA
- 1.08
- Eq / Liab
- 12.05
How is this calculated?
We apply the Altman Z″, a bankruptcy-prediction score published by Edward Altman for private, non-manufacturing companies. It combines four ratios — each captures a different aspect of financial health — and weights them:
Z″ = 6.56·X1 + 3.26·X2 + 6.72·X3 + 1.05·X4
- X1 — Working Capital / Total Assets · short-term liquidity.
- X2 — Retained Earnings / Total Assets · cumulative profitability.
- X3 — EBIT / Total Assets · operating efficiency.
- X4 — Equity / Total Liabilities · solvency buffer.
Thresholds (Altman, 2000): Distress < 1.1, Grey 1.1–2.6, Safe > 2.6.
The 0–100 score is a linear mapping of clamped Z″ in the [0, 5] range — a visual shorthand, not an additional metric. Hover any year on the chart to see the per-year breakdown.
Caveats: Romanian bilanț doesn't split liabilities into short/long-term, so we approximate current liabilities as 0.7·I7 (SME heuristic). EBIT is approximated with I16 (gross profit), since interest is bundled into I15.
Z″ over time
Distress < 1.1 · Caution 1.1–2.6 · Safe > 2.6
Financial Performance
14 years of reporting
All figures sourced from ANAF and Ministerul Finanțelor filings. Click any data point to explore.
2011 — 2024
Net turnover (revenue) & Net Profit
Assets × Liabilities
Balance Sheet Overview
Revenues vs expenses
Total revenues vs Total expenses
Since 2016
Avg. number of employees
Current assets
Asset Breakdown (2024)
Raw Data
Raw Financial Data
| Year | Net turnover (revenue) | Net profit | Total liabilities | Fixed assets | Current assets | Shareholders' equity | Avg. number of employees | Inventories | Receivables | Cash & bank accounts | Prepaid expenses | Deferred revenue | Provisions | Paid-in share capital | State patrimony | Total revenues | Total expenses | Gross profit | Gross loss | Net loss |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | — | 0 -100.0% | 1.000 -91.7% | — | -2.714 -101.7% | -3.714 -102.6% | 0 -100.0% | — | — | -2.714 -101.7% | — | — | — | 200 +0.0% | — | 3.448 -98.3% | 8.809 -72.7% | 0 -100.0% | 5.361 | 5.361 |
| 2023 | 195.453 +9.6% | 144.414 -11.0% | 12.040 +2.8% | — | 157.062 -9.9% | 145.022 -10.8% | 1 | — | — | 157.062 -0.3% | — | — | — | 200 +0.0% | — | 201.873 +11.9% | 32.214 +151.8% | 169.659 +1.2% | 0 | 0 |
| 2022 | 178.365 +2.8% | 162.325 -6.2% | 11.708 -6.7% | — | 174.273 -46.9% | 162.565 -48.5% | — | — | 16.767 +1.9% | 157.506 -49.5% | — | — | — | 200 +0.0% | — | 180.363 -3.3% | 12.794 +56.3% | 167.569 -6.0% | 0 | 0 |
| 2020 | 173.443 -4.3% | 173.107 +15.2% | 12.546 -21.7% | — | 328.217 +45.8% | 315.671 +51.0% | — | — | 16.458 -25.3% | 311.759 +53.5% | — | — | — | 200 +0.0% | — | 186.431 +2.6% | 8.187 -68.4% | 178.244 +14.4% | 0 | 0 |
| 2019 | 181.172 +4.3% | 150.330 -1.9% | 16.028 +681.1% | — | 225.074 +44.7% | 209.046 +36.2% | — | — | 22.034 +9.5% | 203.040 +50.0% | — | — | — | 200 +0.0% | — | 181.731 +4.5% | 25.949 +67.2% | 155.782 -1.7% | 0 | 0 |
| 2018 | 173.718 +111.5% | 153.214 +118.6% | 2.052 -62.9% | — | 155.506 +105.0% | 153.454 +118.2% | — | — | 20.124 | 135.382 +78.5% | — | — | — | 200 +0.0% | — | 173.950 +111.4% | 15.518 +59.9% | 158.432 +118.3% | 0 | 0 |
| 2017 | 82.140 +2.0% | 70.097 -1.7% | 5.524 +1.8% | — | 75.861 -1.4% | 70.337 -1.7% | 0 | — | — | 75.861 -1.4% | — | — | — | 200 +0.0% | — | 82.269 +2.0% | 9.704 +41.2% | 72.565 -1.6% | 0 | 0 |
| 2016 | 80.537 | 71.337 | 5.426 | — | 76.963 | 71.537 | 0 | — | — | 76.963 | — | — | — | 200 | — | 80.628 | 6.872 | 73.756 | 0 | 0 |